Dental Implant Financing with Bad Credit
State-of-the-Art Implants
5G+ Technology
Payment Plans Available
INTRODUCING
THE MY DENTAL
LIFETIME GUARANTEE
My Dental Implant Center provides a
World Class Permanent Teeth Replacement Solution protected by our Lifetime Guarantee.
- Pain-Free Proprietary Implant Placement Process
- All-Inclusive Case Fee
- Lifetime Guarantee on Zirconia Teeth
- Handcrafted in the USA
Can I Get Financing with Bad Credit?
Bad credit, a limited credit history or a fixed income doesn’t have to stand between you and new teeth. Here’s how dental implant financing works at My Dental Implant Center. To see what treatment costs, visit our dental implant cost guide.
Yes. We have lenders that work with all credit types, including no credit, poor credit and fair credit, and we work with some great subprime lenders. Because these lenders specialize in the dental industry, patients are often surprised by what’s available to them as options.
Will Applying Hurt My Credit Score?
No. Exploring your options uses a soft credit check, so there’s no hit to your credit until you select your loan. Our patients really love that.
Can I Pay Monthly Instead of All at Once?
Yes. We work with some of the best loan providers in the dental industry, and they offer long payment terms. Even if you need more extensive work, you can find an affordable monthly payment. You can also lower the cost at any one time by spreading treatment out by arch. Monthly payments start as low as $149. The monthly payment is impacted by your credit history, interest rates, and loan terms.
Is There a Down Payment?
No. Down payments are not necessary to get your dental implants. Most of our payment plans are conveniently $0 down.
Do You Offer 0% Interest?
Yes. We have a 0% interest option for 12 months. Promotions change, so ask about current offers.
Many patients choose the 0% option. Because the term is shorter, the monthly payment is a little higher, but there’s no interest. Patients who need a very large procedure are often less focused on the interest rate and more focused on the monthly payment, and we always work hard to find a payment that meets our patient’s needs.
Patients with good credit will sometimes use a home equity line of credit (HELOC) or a secured line of credit from their bank to pay for their dental implants.
If the interest rate is your main concern, our 0% options are always worth consideration.
How Long Can I Take to Pay?
Some patients take as long as eight to 10 years to pay off their implants. It really depends on what you’re looking to achieve.
Because checking your options won’t hit your credit, we process pre-approvals with several lenders. Then we show you the interest rate and loan length from each partner, so you can choose what makes the most sense for you. Some patients focus on the interest rate; others focus on the monthly payment. The most important thing is that you have an affordable way to take care of your dental needs. Here are other ways to pay for implants, too.
Can I Pay My Loan Off Early?
Yes, there are no prepayment penalties. We can’t tell you which option to pick, but if you need the lowest monthly payment, you can choose the longest term and then pay extra whenever your budget allows.
What’s the Next Step?
Our pricing is all-inclusive with no hidden fees, so you’ll know the full amount you’re financing up front. Before you sign, go over these questions to ask before accepting dental implant treatment. To see your options, schedule your complimentary consultation.
Financing is subject to credit approval by our lending partners. Promotional terms are for a limited time, can change and cannot be combined with other offers.
Schedule Your Free Consultation Today!
Feeling pumped about starting your journey to a full, radiant smile? Call us at (480) 618-1148 to schedule your complimentary consultation with Dr. Fulcher. We’re all ears, and excited to understand your needs and explore the best implant options with you.
Don’t let worries about procedures or costs deter you from discovering the joy of a complete, confident smile. Reach out, explore your options, and let’s work together to revive those beautiful smiles at My Dental Implants Center!
Remember, a smile is a lifelong asset, and investing in it goes beyond mere cost. So, let’s dive in, explore, and decide the best route to get you the smile you deserve!
